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Improving Your Financial Life

Blog > 2010 > February
February 25, 2010
by admin

David K. Randall of Forbes.com gave five reasons this week why consumers should consider switching their credit card to one from a local credit union. Here are his reasons:1. Interest rate caps.2. Lower interest rates.3. Lower fees.4. Credit unions are member-owned.5. Increased service.Financial Cen...

February 15, 2010
by admin

If you haven't already begun thinking about preparing your taxes, you better start soon.  We all know April 15th comes faster than expected.  Got questions?Really understand the implications of your personal tax situation through our Indianapolis Credit Union's helpful seminar.  Exper...

Category: FCFCU
February 15, 2010
by admin

More and more, small businesses are seeking loans from local credit unions rather than large banks.  Why?Ease, security, low rates, and fast reliable member-owner services from our Indianapolis Credit Union are among the answers.  Since their development, local credit unions are infamous f...

Category: FCFCU
February 15, 2010
by admin

Recent news has indicated that rising fees, higher rates, and unfavorable terms from the major credit card companies is probable soon. Sounds a bit extreme, but an article posted Friday explains the issuing of a legal, and looming interest rate of 79.9% on a First Premier Bank card.  Unbel...

Category: FCFCU
February 15, 2010
by admin

Last week, a close friend took his car to the repair shop to fix its broken transmission.  He ended up needing major work done on the transmission. The procedure cost him over $2000.  That started me thinking, my own vehicle is pushing 120K miles and threatening repair work of its own. &nb...

Category: FCFCU
February 12, 2010
by admin

Losing confidence in the big banks?  I am too.  All it takes is an intelligent person and a search engine and you can find an abundance of articles informing regional banks are failing more these days than before. The FDIC is closing banks left and right, click here for the latest data upd...

Category: FCFCU
February 12, 2010
by admin

The only registry you'll ever need.  Literally.  It is such a hassle to keep the monetary gifts from friends and family straight when there are much more important things to be thinking about.  Planning a wedding or graduation is hard enough, not to mention organizing the gifts f...

Category: FCFCU
February 12, 2010
by admin

One of the biggest hurdles to overcome when learning about personal financial management is how to accurately monitor your expenses.  For parents, checking and debit accounts offer a wonderful alternative to a credit card but many can be just as confusing to maintain.  Written checks,...

Category: FCFCU
February 09, 2010
by admin

"I have been a member for over 15 Years. Worked, lived around the world. I became a member in Germany. One could never expect such outstanding service as a member, even when you are so far away. Believe it or not, I have never seen nor been into an FCFCU branch in the US."Lowell JonesFayet...

February 03, 2010
by admin

Incredible! Given the amount of press that is given to Phishing, trojans, and other means of online banking fraud, you might expect that customers would be sensitive to account security issues.  It appears human nature overrides the considerations of security. What can we learn from t...

February 03, 2010
by admin

"My husband and I purchased a new vehicle last summer and initially financed it through a bank near the auto dealer. Financial Center not only offered a lower rate, but allowed us to conveniently stop in on our lunch break to sign the paperwork. The process was quick and the staff were friendly...

February 03, 2010
by admin

"After shopping for a used car at a local dealership, I sought out a car loan from the credit union. The credit union's rate was 1% lower than the bank down the street."KentFishers, IN...

February 01, 2010
by admin

I was really happy with the service I received at the Main Branch! I was kind of having a bad day when I walked in. When I got to the teller she was great. Super friendly. All I did was make a deposit and some transfers, but when I got to my car afterwards, I realized I wasn't in a bad mood anym...

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