Print Share

Personal Finance

Empower Checking

Get started on the path to healthy checking habits for as little as $50!

Have you been turned down for a checking account? We believe everyone deserves a second chance.

  • No minimum monthly balance requirement
  • Minimum opening deposit of $20 required
  • One-time opening fee of $25 required
  • $5 deposit into a savings account required (if you don’t already have an account with us)
  • Monthly service fee of $10 (Or $8 with direct deposit of at least $500/month and eStatements)
  • Free online banking and BillPayer
  • Opportunity to progress into Essential Checking after demonstrating healthy checking behavior

Speak with any branch representative to open your account today!

Not available for business or trust accounts. Only one Empower Checking account allowed per primary member based on Social Security number. Empower account holders are not able to make ATM deposits. Courtesy Pay is not available.



Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI