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Personal Finance

Checking Accounts

Find the right checking account.

We know that our members' lives are as varied and changing as Indiana weather. That's why Financial Center offers a variety of different personal checking accounts that fit your life. 

Free Checking

No minimum balance is required for our Free Checking account, which means you can maintain a worry-free personal checking account with no monthly service fee. Plus, you still get all of the perks of our free online banking, BillPayer, debit card, and unlimited Financial Center ATM transactions. If you're just starting a personal checking account, Financial Center's Free Checking may be perfect for you. Learn more.

Impact Checking

Earn dividends on your entire personal checking account balance. Earn 3.00% APY on your first $1,000 and high rates on your entire balance. Avoid the small monthly fee by receiving e-Statements and having ACH credits or direct deposits of greater than $500 each month. Learn more.

Empower Checking

For as little as $50 to start, members who have been turned down for a checking account can work on rebuilding healthy checking habits. The account features free online banking, BillPayer, no minimum monthly balance, and the opportunity to progress into Free Checking after demonstrating a period of healthy checking behavior. Learn more.

Interest Checking

Interest Checking is a great way to earn dividends on a personal checking account without any transaction requirements. Created for those who maintain a higher balance in their account, if you have an average daily balance of $1,000, the monthly fee is waived. And - there's no minimum balance to earn dividends. Learn more.


Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI