We’re in Business to Grow Your Business
At Financial Center, we're your trusted partner in business growth. Our personalized solutions are designed to push you toward what’s next, providing the tools and direction to navigate every new opportunity. Whether you’re expanding your footprint, acquiring assets, or optimizing your operations, we’re here to coach and guide you every step of the way.
Meet Our Expert Team
Our Business Banking Team is dedicated to understanding your needs and helping your business grow and thrive. We offer personalized direction and a wide range of lending and deposit products to give you the resources you need to grow and succeed. Reach out today!
Joe Perrin | Director of Commercial Lending
317.916.7778 | jperrin@fcfcu.com
Nathan Francis | AVP of Commercial Relationships
317.916.7772 | nfrancis@fcfcu.com
Dynamic Lending to Drive Business
Explore products for operating businesses, designed to keep your day-to-day operations moving with simplicity and ease.
Equipment & Vehicle Loans
The best way to finance your essential tools
- Finance new or used equipment and vehicles with customized terms
- Preserve working capital with tailored repayment options
- Keep moving with quick approval times and simple funding
Business Express Loans
The best way to quickly access business capital
- Fast approval and funding to meet simple needs
- Quick application process within our branch locations
- Ideal for small businesses and short-term projects
SBA Loans
The best way to leverage government-backed small business financing
- Access funds with lower down payments and extended terms
- Tailored solutions for startups and business expansions
- Benefit from expert coaching from our team on SBA loan programs
Business Acquisition Loans
The best way to expand your horizons
- Finance the purchase of an existing business with expert direction
- Flexible terms to accommodate your growth strategy
- Support for mergers, acquisitions, and buyouts
Business Lines of Credit
The best way to manage your cash flow
- Flexible access to funds when you need them
- Only pay interest on what you borrow, not your total credit limit
- Ideal for ongoing operational expenses and unexpected needs
Business Visa® Credit Cards
The best way to manage your day-to-day expenses
- Convenient access to funds with flexible credit limits
- Potential to earn rewards on everyday business purchases
- Enhanced security measures and Visa® Zero Liability features
Real Estate Loans for Real Growth
Explore products for commercial real estate, helping you construct or acquire the locations that you desire.
Construction Loans
The best way to build your business from the ground up
- Finance construction projects with phase-specific funding
- Solutions for commercial and industrial projects
- Competitive interest rates and terms tailored to your timeline
Commercial Real Estate Loans
The best way to invest in property
- Purchase, refinance, or expand commercial real estate
- Flexible terms to match your investment strategy
- Expert support and direction for navigating complex transactions
Products That Help You Profit
Our deposit products are designed to help you earn more and reach your financial goals faster.
Business Savings
The best way to secure your business’s future
- Earn dividends on your savings with competitive rates
- Easy access to funds when you need them
- No monthly maintenance fees to maximize your returns
Business Interest Checking
The best way to earn on your daily funds
- Earn dividends on your everyday checking balance
- No minimum balance to collect dividends
- A secure way to make more from your money
Business Money Market
The best way to balance flexibility and earnings
- Earn higher interest rates on higher balances
- Access funds with limited transactions per month
- Enjoy a low-risk way to earn more from your money
Business Certificates
The best way to lock in longer-term returns
- Choose from a variety of terms that suit your strategy
- Enjoy higher dividends with predictable returns
- Simple minimum deposit balance of $500
Smart Solutions for Business Success
Run your business. Grow your profits. Leave the stress behind. Our Business Services streamline your operations, so you can focus on what matters – making more money and moving forward.
Business ACH
Simplify your business transactions with our ACH services. Easily process payroll, vendor payments, and collect recurring payments like memberships, utility bills, and rent – securely and efficiently within Digital Banking.
Business Remote Deposit Capture
Skip the trip to the branch with Remote Deposit Capture. Our check scanner lets your business deposit multiple checks from your office, saving you time and streamlining high-volume check processing.
Business Wire Transfer
Send money quickly and securely with our Business Wire Transfer service through Digital Banking. Move funds domestically or internationally with ease, ensuring fast, reliable transactions for your business needs.
Start the conversation by emailing Nathan Francis at nfrancis@fcfcu.com.
Frequently Asked Questions
We’re here to help – now or any time you need us! Reach out for guidance on your situation or explore these Frequently Asked Questions:
How do I contact the Business Banking Team?
We’d love to chat! Contact your local Financial Center branch and speak to the Branch Manager who will be happy to coach you through all your Business Banking needs. Or, reach out to Nathan Francis at nfrancis@fcfcu.com for support.
Where do I find your business product deposit rates?
They are always accessible on our rates page. If you’re interested in opening an account, simply reach out to our team of experts and we’ll get you all set up.
Where do I find your business lending rates?
Our lending rates vary and adjust often with the market, so contact our team for the most up-to-date information.
How can I offer products and education to the employees of my business?
Our Work Perks program is the perfect way to engage your employees with Health Savings Accounts and complimentary financial education onsite or online. Learn more on our Health Savings Accounts for Employees page today!
Download Quick Guides
Need guidance on Business Services? Use these Quick Guides for support:
Download Product Flyer
Want to print information about these products? Download a PDF version here:
Small Business Administration Loans
All loans subject to credit approval. Subject to underwriting guidelines. Financial Center First Credit Union NMLS: 509724. Nathan Francis NMLS: 712361.
Indianapolis, IN 46226-0501
Stay Connected:
By subscribing to our email, you receive educational tips, branch info, and exclusive specials to help improve your financial life.
