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Personal Finance

Champion Checking

Let Financial Center be a Champion of your finances!

Champion Checking provides great value – combining comprehensive identity theft protection with Financial Center’s most competitive dividend earning potential.

  • Earns competitive tiered dividend rates on daily average balances of $1,000+
  • Includes IDProtect® comprehensive identity theft protection and resolution services
  • Already a Champion Checking Member? Identity theft resolution and expense reimbursement services are available without activation. Gain full advantage of the IDProtect® features below by completing the online registration with Access Code: IN982149.

              - Daily credit file monitoring  
              - 3-in-1 credit reporting
              - Credit score updates
              - Total identity monitoring of over 1,000 databases
              - Debit and credit card registration
              - Secure Internet browsing 

  • 5 non-FCFCU ATM fee credits/month (does not include other institution’s charges)
  • Free annual order of FCFCU custom checks
  • Monthly service fee of $5.95
    • eStatement enrollment perk - $1.00/month fee credit
    • Direct deposit of at least $500 to checking perk - $1.00/month fee credit
  • Members under age 25 or 65+ receive a courtesy fee credit of $2.00/month regardless of eStatement or direct deposit
  • No minimum balance requirement but only earn dividends on $1,000 or more
  • Minimum opening deposit of $100 required

All checking accounts include:

  • Free VISA® debit card
  • Free telephone banking
  • Free online banking with BillPayer, eLerts and more
  • Free eStatements
  • Free FCFCU ATM transactions
  • Free mobile banking with mobile check deposit


Not available for business, trust, estate, or guardianship accounts.



Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI