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Loans & Credit Cards

Home Equity Line of Credit

Financial Center’s home equity line of credit (HELOC) is a revolving line of credit that uses the equity in your home as collateral. It works like a credit card, giving you flexibility for purchasing what you need when you need it.

  • Use it for anything… vacation, home improvements, debt consolidation or even school tuition
  • Borrow up to 80% of your home’s equity
  • Easily access your line with our VISA® Gold Home Equity Card (or checks upon request)
  • Initial draw period of 10 years with a 15 year repayment term
  • Interest may be tax deductible*


*Subject to underwriting guidelines. Rates may vary depending on the amount borrowed and the equity in your home. Property insurance required. Indiana residents only. Borrower’s primary residence only. Consult your tax advisor regarding the deductibility of interest. Maximum Annual Percentage Rate on the VISA® Gold Home Equity not to exceed 18%.
Your savings federaly insured to at least $250,000 and backed by the full faith and credit of the United States Government: NCUA, Equal Housing Lender, ESI